Commercial Loans for Real Estate

FLEXIBLE COMMERCIAL LENDING SOLUTIONS

We can finance commercial real estate mortgages from $1,000,000 to $6,000,000, and specialize in funding deals where borrower profiles or loan requirements fall outside of a traditional lending institution’s guidelines.

We provide you with greater financing options and give you the luxury to close a wider array of deals. Consider Real Estate Solutions, LLC for your commercial lending needs.

If you are having trouble financing a deal with any of the following characteristics:

• Weak current cash flow due to above market vacancy or expense
• Future event risk, including tenant lease expirations
• Low-end property classification
• Deferred property maintenance
• Credit Issues
• Timing constraints

KEY BENEFITS OUR PROGRAM OFFERS:

• Up to 90% LTV
• Wide range of acceptable property types
• Varying terms based on credit – 600 minimum score
• Purchase, refinance, and cash-out loans
• No single borrower lending limits
• Both investor and owner-occupied real estate lending

BORROWER BENEFITS

• No upfront fees
• No lengthy approval process
• No deposit accounts required
• No financial covenant maintenance required
• No past lending relationship - we're not a bank!

PROGRAM HIGHLIGHTS

• Deal Sizes $1 million to $6 million
• Property Types Multifamily; Mixed-Use (50% Residential Component); Office; Retail; Warehouse; Self Storage; Light Industrial; Bed & Breakfast; Mobile Home Parks (< 25% RV)
• Max LTV 90% for qualifying borrowers and property types
• Minimum Credit Score 600 Amortization 15 / 20 / 30 year terms
• Underwriting DSCR 1.2x preferred, but can consider the sponsor’s liquidity and earning capacity
• Prepayment Flexible prepayment terms available
• Expense Deposit $5,000 - to be applied towards appraisal, closing costs, etc.
• Full recourse required

 

Advertisement

---

---